Coverage for Dependent Children
Your children are eligible for Medical, Dental, Vision, and Chiropractic coverage if they are:
- Born to, a step-child or legal ward of, adopted by, or have an established parent-child relationship with the eligible employee, employee spouse, or domestic partner.
- Under age 26 (unless disabled, disability diagnosed prior to age 26)*.
For Ameritas Dental only, your children must be:
- Born to, a step-child or legal ward of, adopted by, or have an established parent-child relationship with the eligible employee, employee spouse, or domestic partner.
- Financially dependent upon the employee per IRS guidelines.
- Unmarried or not involved in a domestic partnership
- Under age 26 (unless disabled, disability diagnosed prior to age 26)*.
*Dependents who are incapable of self-support because of continuous mental or physical disability that existed before the age limit are eligible for coverage until the incapacity ends. Documentation of disability will be requested. Once the child reaches the age limit for coverage, verification of eligibility will occur annually at the child's birthday.
