We brokers and never accept direct business.
How We Work
We Only Work with Brokers
We value the importance of the broker-client relationship, which is why we never accept business direct. Our goal is to help our broker partners sell more health insurance.
Competitive Commission
| Product | Percentage |
| Medical | 5% |
| Dental | 12% |
| Vision | 12% |
| Chiropractic | 6.5% |
| Life | 12% |
Employers Define Their Budget
Help your clients define their health care budget and lock it in for 12 months using Defined Contribution. With Defined Contribution, employees apply their employer’s contribution to the health plan and benefit design they choose. If they select an option that costs more, they simply pay the difference.
Fun Fact: CaliforniaChoice introduced Defined Contribution to the market in 1997.
Fun Fact: CaliforniaChoice introduced Defined Contribution to the market in 1997.
Employees Choose What They Want
You make choices every day – from what you drive to where you live. Why should choosing health insurance be different? The answer is, it shouldn’t and doesn’t have to be.
With CaliforniaChoice, employees can choose from eight top California health plans.
With CaliforniaChoice, employees can choose from eight top California health plans.
Dental, Vision, Chiro, and Life
In addition to medical insurance, you can offer dental, vision, chiropractic/acupuncture, and life options, in one consolidated package and monthly bill.
Sales Tip: Offering additional benefits is a great way to add value and enhance a benefits program.
Sales Tip: Offering additional benefits is a great way to add value and enhance a benefits program.
Smart Decision Technology
Our tech tools are designed to help your clients not only enroll, but find the right health plan for their individual needs.
- Online Enrollment
- Online Provider Search
- Online Rx Search
- Plan Comparison Tool
Experience
Twenty-six years ago we created the first private small group exchange. Our goal: give brokers a different program to share with clients, one that does not limit options.
Fun Fact: We believe in the CaliforniaChoice program so much, we offer it to our own employees.
Fun Fact: We believe in the CaliforniaChoice program so much, we offer it to our own employees.
Everyone Wins with Choice
Sales support, including an inside and field team, an enrollment specialist, and a renewal sales representative.
Online quoting and enrollment tools as well as account management resources to manage your business.
A health insurance program for your clients that offers eight health plans, dental, vision, chiro, acupuncture and life.
Marketing resources to help you sell, including product videos, sales flyers, direct mail campaigns, and telemarketing lists.
Competitive commissions on all lines of coverage.
Happier, long-term clients. At each open enrollment, clients redefine their contribution and employees choose what they want.
Cost control through defined contribution. You determine your budget, lock the rate in for 12 months, and employees apply your contribution to the option they like best.
Time back in your day. We package medical, dental, vision, chiropractic and life in a single program, streamlining the administrative process.
Happier employees. Employees are grateful for the freedom to choose the health plan and benefit type they want.
Online account management tools to pay your invoice, add or remove employees from coverage, help employees find doctors, download forms, and other routine activities.
No cost extras including access to the Cal Perks employee discount program valued at $200.
A dedicated customer success team to help find solutions when you or your employees have questions.
The freedom to choose your own health care. Select from eight top health plans, and multiple plan designs including HMO, PPO, HSA, and EPO options.
Access to the Member Value Suite, an online discount program offering you everything from entertainment discounts to savings on hearing, vision, and dental services.
Tools to help you make informed decisions, like an Online Doctor Search, Prescription Search and Plan Comparison Tool.
Online account management tools to review your benefits, find doctors, make family adjustments, and download forms.
Greater satisfaction. You choose what you want. At open enrollment, you can keep what you have or choose a new plan.
Exceptional service year-round. We take service seriously. We're committed to getting your health care questions answered in a timely fashion.
Our Plans
Medical Partners
With CaliforniaChoice, you can offer multiple health plans side-by-side in a single employee benefits package.
That means you only have to learn one product and run one quote, while still giving your clients the value of choice.
That means you only have to learn one product and run one quote, while still giving your clients the value of choice.
Optional Benefit Partners
CaliforniaChoice offers dental, vision, chiropractic, acupuncture, and life benefits that can be bundled in a single package.
Learn More
Additional Product & Service Partners
Your clients have access to a range of value-added benefits at no extra cost.
Learn More
Work With Us
The best health insurance sales support in the business, we offer all brokers a 5-point structure so you always have a point of contact, regardless of where you are in the sales, enrollment, or renewal process.
- Inside Sales Rep - quoting and sales strategy
- Field Sales Rep - broker training and client presentation support
- Enrollment Specialist - onsite, online, or by phone support
- Renewal Sales Representative - onsite, online, or by phone support
- Customer Success Center - call center of CaliforniaChoice ready to help you and your clients
*Bilingual support available.
